Day five of real impact in Kenya: Providing economic opportunity to rural communities
Praxis’ Stella Tai travels to rural Kilifi County to see firsthand how Yehu’s savings and loans groups can help unbanked women gain opportunities

To conclude my trip across Kenya to see the on-the-ground realities of impact investing, I traveled to Mombasa. While in the Southeast of Kenya, I saw firsthand how local organizations are making a difference in the lives of local people through community development investing and microfinance.
The organization provides access to capital, with an emphasis on renewable and clean energy and gender equity, with a heavy focus on reaching members of rural communities who may be unbanked, women and/or illiterate.
The organization was started in 2000 using a table banking model, where members of a group make weekly contributions to create a pool of money that they can then lend to group members. Yehu is supported by MEDA, an organization that Praxis and Everence Financial® have worked closely with in the past.
After flying to Mombasa, we drove about an hour into the countryside to Kilifi County to meet with three borrowers and to hear about how Yehu has changed their lives.
David used the loan funds to invest in his farm and provide for his family. Before Yehu, it was difficult for him to access credit, but he is grateful that the loan officers travel to the remote area where he lives with the funds and technical assistance to help him and his neighbors.
In addition to the dairy farm, Mariam grows cashew nuts, coconuts and other produce both for sale and for her family. It was great to learn more from Mariam about how this group of women supports each other in their savings and loan association.
The group consists of 15 members who support each other as small-business owners. The group includes both new borrowers and returning borrowers.
While the loans might seem small to us, only around 30,000-60,000 Kenyan shillings – or $300-$600 – these loans are crucial to these women as they start and grow their businesses. The women in this group have businesses selling charcoal and fish, running grocery stands and owning beauty salons.
This was the last impact site that I visited while in Kenya. As I left the Mudzo Women’s Only Savings and Loan group, I found myself reflecting on the immense impact that even a small amount of money can make for the people I met while on my trip. These small loans don’t only spur innovation and productivity but also lead to increased opportunities for families and help to support societies most vulnerable.
Looking to learn more about Praxis Investment Management's commitment to real impact? Download our ImpactX flyer (PDF) to learn about our seven distinct impact strategies that show how investments can support and contribute to the change we want to see in the world.
Read more about real impact in Kenya
- Day one of real impact in Kenya: Stella sets the scene for firsthand community development investment stories.
- Day two of real impact in Kenya: A tour of solar powered farms.
- Day three of real impact in Kenya: How a home appliance can change lives.
- Day four of real impact in Kenya: Motorbikes and the thread of impact.